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Home > Financial Aspects

 

 

 

 

Financial Aspects

i) Unit cost
    Sr. No. Name of investment Size of Unit cost with component wise breakup (In Rupees.) Whether approved by state level unit cost committee.
    a)________________
    b)________________
    c)________________
    Total

ii) Down payment/margin/ subsidy (Indicate source & extent of subsidy)

iii) Year - wise physical & financial program.
    Year Investment No. of Units Unit Cost (in Rupees) Refinance Assistance OutlayMargin
    Total Outlay (Rs.) Margin (Rs.) Bank Loan

iv) Financial viability ( comment on the cash flow projection on a farm model / unit and enclose the same )
    Particulars Item of investment
    a) Internal Rate of Return (IRR)
    b) Benefit Cost Ratio (BCR)
    c) Net Present Worth (NPW)

v) Financial position of the borrowers (to be furnished in case of corporate bodies/partnership firms)
    a) Profitability ratio
    i) GP ratio
    ii) NP ratio
    b) Debt equity ratio
    c) Whether Income tax & other tax obligations are paid up to date
    d)Whether audit is up to date (enclose copies of audited financial statements for the last three years)

vi) Lending Terms
    i) Rate of interest
    ii) Grace period
    iii) Repayment period
    iv) Nature of Security
    v) Availability of Government guarantee wherever necessary

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